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Editorial content material from The Ascent is separate from The Motley Fool editorial content material and is created by a special analyst group.

There are a quantity of important issues to bear in mind when trying to find a private loan.

Just remember that merely meeting the necessities for an emergency loan does not assure approval.

Repayment terms vary from 24 to 60 months—or two to five years.

Editorial content material from The Ascent is separate from The Motley Fool editorial content material and is created by a different analyst group.

We sought lenders with low fees and a spread of loan quantities for borrowers with various budgets and credit score profiles.